MPhil PhD IGNOU Commerce 2019
- Which of the following statement is correct ?
(1) Banks can accept both demand and time deposits from Public
(2) Banks can accept only demand deposits from Public
(3) Banks can accept only deposits from Public
(4) Banks can accept demand and time deposits only from government - Consider the following statements :
(i) A Commercial Bank is a type of financial intermediary because it mediates the savers and the Borrows
(ii) Commercial Banks assist companies in raising funds in capital market (both Equity and Debt)
(iii) Investment Bank is also known as Merchant Bank Choose one of the following correct answer :
(1) All of the above are correct
(2) Only (ii) is correct
(3) Only (i) and (iii) are correct
(4) None of the above is correct - Which scheme is eligible for Refinance from NABARD (National Bank for Agricultural and Rural Development) ?
(1) Small Road and Water Transport Operators (SRWTO)
(2) Soft Loan Assistance for Margin Money (SLAMM)
(3) Soft Employment Scheme for Ex.serviceman (SEMFEX)
Choose correct answer from the following :
(1) (i), (ii)
(2) (ii), (iii)
(3) (i),
(4) All of the above - Consider the following statements :
(1) SBI lays down the norms for Banking Operations and has the final supporting power
(2) Development Banks are those financial Institutions which provide long term capital for Industries and Agriculture
(3) First Development Bank was IFCI
Choose one of the following correct answer :
(1) Only (i) is correct
(2) (ii) and (iii) are correct
(3) None of the above
(4) All the above are correct - Early Warning Signals (EWS) are those which :
(i) Indicate signs of credit deterioration in the loan Account
(ii) Identify Potential Non Performing Assets (NPAs) Choose one of the following correct answer :
(1) Only (i) is correct
(2) Only (ii) is correct
(3) (i) and (ii) are correct
(4) None of the above is correct
MPhil PhD IGNOU Commerce 2018
- An account operated by a banker where it is possible for a customer to deposit foreign currency is known as
(1) Current Account
(2) Saving Account
(3) Resident Foreign Currency Account
(4) Foreign Currency Account - A banker can dishonour a customer’s cheque due to
(1) Insufficiency of funds
(2) Death of the principal drawer
(3) Insolvency of the principal drawer
(4) All of the above - The Preamble to the Reserve Bank of India Act, 1934, lays down the object of the RBI
(1) To regulate the issue of bank notes.
(2) To regulate the issue of bank notes and the keeping of reserve.
(3) To regulate the activities of commercial banks.
(4) To regulate the activities of non-banking subsidiaries/joint ventures. - Shared Payment Network System (SPNS) offer the following service(s) :
(1) Cash transaction
(2) Extended hours of service
(3) Balance enquiry
(4) All of the above - The first step in sending money through an electronic mode is that the remittee has to fill
(1) Electronic Fund Transfer (EFT)
(2) Open Market Operation (OMO)
(3) Host Interface Service (HIS)
(4) None of the above
MPhil PhD IGNOU Commerce 2016
- Reserve Bank of India does not deal with :
(1) Treasury bills
(2) Regulation of interest rates
(3) Mutual funds
(4) Non-banking finance companies
MPhil PhD Mysore Commerce-2020
- Is the rate at which the central bank discounts or rediscounts the eligible bills.
(A) Credit rate
(B) Bank rate
(C) Bill rate
(D) Deposit rate - Match the following list
List 1 List 2 (a) SBI I. 1990 (b) SIDBI II. 1955 (c) NABARD III. 1981 (d) EXIMBank IV. 1982 (A) (a) . (b) (c)(d)-II, I, il,l IV
(B) (a) . (b) (c)(d) I ,II ,IV, ill
(C) (a)(b)(c)(d)- ill, II, IV, I
(D) (a) (b) (c) (d)- II ,I ,IV, ill - Which scheme is eligible for refmance from NABARD•
(A) Small road and water transport operators
(B) Self employment scheme for Ex-service men
(C) Soft loan assistance for Margin Money
(D) All of the above
MPhil PhD Pondicherry Commerce 2019
- An asset which ceases to generate income for the bank is a
(a) Non-performing asset
(b) Overdraft
(c) Bill discounting
(d) Cash discounting - Which one of the following is a recent E-Banking initiative in Commercial Banks in India?
(a) NEFT
(b) NET Banking
(c) RTGS
(d) NECS - Which among the following is not a category of Non-Performing Assets?
(a) Substandard Asset
(b) Doubtful Debts
(c) Loss Assets
(d) Devaluation Assets - An e Cheque is a payment made directly from bank account, if the account is not backed by
(a) smart card
(b) both debit and credit card
(c) debit card
(d) credit card - The duration of call money market operation is_____
(a) 1-14 days
(b) 182 days
(c) 91 days
(d) 364 days - The gilt-edged market deals with
(a) Issue of debenture
(b) New issue of equity
(c) Government securities
(d) Securities already issued
MPhil PhD Pondicheery Commerce 2018
- NPA stands for
(a) Non Performing Asset
(b) Non Performance Asset
(c) Numerical Performance Asset
(d) Net Performing Asset
MPhil PhD Pondicheery Commerce 2017
- Which is not part of Tier I Capital as per BASEL I norms
(a) Common stock
(b) Retained Earnings
(c) Surplus
(d) Cumulative Preference Stock